No-Code AI
Credit Scoring
Software

Distinguish potentially bad borrowers to fend off undesirable risks. Tune your cut-off value and focus on applications with high-performing figures. Using GiniMachine, you know how to properly manage your time.

AI credit scoring software will help you analyze parameters that traditional systems ignore or miss out on to reach thin-file borrowers. WIth GiniMachine, you will forget about limits and build hundreds of scoring models setting up unique parameters, such as age, occupation, location, etc.

Build business-oriented models by using cases from your historical data. Analyzing your previous credit-granting cases, GiniMachine will drive models that perfectly fit your business and your risk assessment rules.

Receive a detailed validation report every time a model is built. Our credit scoring solution allows tracking the discriminate power of models and getting valuable statistics, such as calculated Gini Index, K-S score, and others.

Enjoy the reduction in expenditures for solving standard credit scoring tasks. GiniMachine easily integrates into your routine working processes and saves your efforts. If something changes in your company, product offers, or target market, the system will easily adapt to anything.

No need to train your team when integrating GiniMachine into your processes. Our credit scoring software doesn’t require experience in ML, coding, and statistics. Ramp up, build models, score applications, and grant loans.