No-Code AI
Credit Scoring

One button solution for innovative credit scoring. Fight bad loans with the AI-powered GiniMachine platform. Build unique scoring models and make solid credit decisions within seconds.
Credit Scoring

AI-driven Credit Scoring Solution

Analyze your data in a new automatic and autonomous way.
GiniMachine can free you of manual work enabling you to enjoy
credit scoring. Empowered with AI and ML, the platform stands
for accuracy in predictions and low-risk experience.

Machine Learning Credit

A new experience of careful credit decision making with the AI-powered GiniMachine platform

Credit Scoring
Minimize bad loans

Distinguish potentially bad borrowers to fend off undesirable risks. Tune your cut-off value and focus on applications with high-performing figures. Using GiniMachine, you know how to properly manage your time.

Credit Scoring
Use alternative data

AI credit scoring software will help you analyze parameters that traditional systems ignore or miss out on to reach thin-file borrowers. WIth GiniMachine, you will forget about limits and build hundreds of scoring models setting up unique parameters, such as age, occupation, location, etc.

Credit Scoring
Develop unique models

Build business-oriented models by using cases from your historical data. Analyzing your previous credit-granting cases, GiniMachine will drive models that perfectly fit your business and your risk assessment rules.

Credit Scoring
Get thorough reports

Receive a detailed validation report every time a model is built. Our credit scoring solution allows tracking the discriminate power of models and getting valuable statistics, such as calculated Gini Index, K-S score, and others.

Credit Scoring
Get more free time

Enjoy the reduction in expenditures for solving standard credit scoring tasks. GiniMachine easily integrates into your routine working processes and saves your efforts. If something changes in your company, product offers, or target market, the system will easily adapt to anything.

Credit Scoring
Relish ease-of-use

No need to train your team when integrating GiniMachine into your processes. Our credit scoring software doesn’t require experience in ML, coding, and statistics. Ramp up, build models, score applications, and grant loans.

A Loan Product with High NPL Rate?

Ginimachine uses historical data analysis to help design new loan products that have a higher likelihood of yielding returns.

Case Studies

Empower your decision-making process with a cutting-edge solution. Find out how our clients already succeeded with GiniMachine and build your story with our team.

Start Using Artificial
Intelligence Right Now

Escape from outdated technologies with machine learning credit scoring.
Get a free trial to start your GiniMachine story.

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