Predictive
Analytics
in Banking

Empower your financial decisions with the AI-driven GiniMachine platform. Seamlessly build unique scoring models for both credit and collections, ensuring swift and informed decisions.

AI-based Predictive Analytics for Banking Services

GiniMachine AI is a new way of making accurate predictions in
the banking industry. The platform learns from your previous
experience. Upload your past data to develop models and make
smart business decisions in minutes, not days.

Banking Intelligence
Elevated by AI

Step into the future of banking where data-driven decisions are
swift, precise, and transformative

Credit Scoring

GiniMachine AI enhances the quality of your credit portfolio and minimized NPL. With our AI-driven platform, application assessments are expedited, eliminating tedious manual tasks and routine processes. Moreover, GiniMachine provides insights into profit forecasts and precise probabilities of default, empowering you to make informed lending decisions.

Learn more

Collection Scoring

The tool streamlines collection scoring by adeptly assessing the likelihood of debt repayment, enabling you to devise effective collection strategies. Our platform offers advanced risk simulations, guiding you in shaping a robust debt collection portfolio strategy. With GiniMachine AI at the helm, manual interventions are significantly reduced, ensuring a more efficient and strategic approach to debt recovery.

Learn more

Experience the next generation of banking analytics firsthand. Are you
ready to redefine your decision-making process?

Advanced Algorithms for
Banking Analytics

Delve into a world where machine learning converges
with banking expertise.

GiniMachine
3.0 Model

GiniMachine AI delivers a precision-driven predictive model specifically crafted for the banking sector’s intricate datasets. Its automation capabilities are primed for scalability, guaranteeing steadfast performance amidst extensive banking data flows. More than just forecasting, it highlights pivotal financial indicators, allowing for a profound grasp of banking data trends.

Logistic
Regression

The tool unveils a model finely attuned to the complexities of banking data. It swiftly calculates the probability of default, illuminating the core financial dynamics. The model underscores key financial indicators, offering bankers a detailed perspective on pivotal drivers. In line with banking regulations, its ‘white box’ approach guarantees utmost transparency and reliability.

Fast and Free Credit Department Audit

Check your credit department on biases and human errors using a comprehensive guide from GiniMachine. You will receive it right away.

Where Banking
Meets Analytical
Brilliance

See how GiniMachine can facilitate overcoming
alternative lending pitfalls and improve your business
performance with the power of artificial intelligence.

Reliable on-site software deployment
Full transparency with an open white-box approach
In-depth analytics for strategic insights
Continuous real-time performance monitoring
Smooth and effortless integration with APIs

Credit and Collection
Scoring with AI

Discover how GiniMachine can streamline your workflow. Try the platform for free
to enrich both your credit scoring and collection processes

Develop unique models

Build business-oriented models by using cases from your historical data. Analyzing your previous credit-granting cases, GiniMachine will drive models that perfectly fit your business and your risk assessment rules.

Use alternative data

Analyze parameters that traditional systems ignore or miss out to reach thin-file borrowers. Forget about limits and build hundreds of scoring models setting up unique parameters, such as age, occupation, location, etc.

Minimize bad loans

Identify potential high-risk borrowers and mitigate undesirable risks. Adjust your cut-off value to prioritize applications with promising profiles. With GiniMachine AI, optimize your decision-making and time management.

Get thorough reports

Receive a detailed validation report every time a model is built. Our credit scoring solution allows tracking the discriminate power of models and getting valuable statistics, such as calculated Gini Index, K-S score, and others.

Get some rest

Experience significant savings in time and resources for routine credit tasks. GiniMachine seamlessly integrates with your existing processes and is agile enough to adapt to changes in your business landscape, product offerings, or target demographics.

Relish ease-of-use

Do not retrain your staff to integrate GiniMachine into your processes. Our credit scoring software doesn’t require experience in ML, coding, and statistics. Sign up, build models, score applications, and provide loans.

Try GiniMachine AI for alternative lending today to discover
the full capacity of your business.

Case Studies

Level up your forecasting processes using GiniMachine software. Explore the success stories of our clients and let us start yours.

case study of the asian debt collection company

More case studies

Predictive Analytics in Banking

AI-based Predictive Analytics for Banking Services

Banking Intelligence Elevated by AI

Credit Scoring

Collection Scoring

Advanced Algorithms for Banking Analytics

GiniMachine 3.0 Model

Logistic Regression

Fast and Free Credit Department Audit

Where Banking Meets Analytical Brilliance

Credit and Collection Scoring with AI

Case Studies

Optimize Your Operations

Book a 15-min demo

To whom we can send the guide?