Collection Scoring Platform

Set up a cut-off value and reveal debtors who are more likely to pay back. With AI-driven GiniMachine, you will stop wasting your time on multiple non-performing debt collections and gather as much as possible.

Upload about 1,000 cases from your debt collection history for high accuracy in predictions. GiniMachine doesn’t provide ready-made models developed for the domain. It can build hundreds of data-driven models to provide the ideal one exactly for your business.

Forget about platforms with already set scoring parameters. GiniMachine is a flexible and scalable collection scoring solution. Analyze parameters without any limits to find out vital to your business needs only.

To let you bet on results, GiniMachine runs a blind test every time you build a model. The platform divides your data set in a ratio of about 70% to 30%. GiniMachine uses the first figure to build a model and the second to test it. Thus delivering you correct models and trusted solutions.

Track down debtors with a high default probability to plan bank reserves. Using GiniMachine, collection agencies and banks understand their risks and calculate their reserves with high precision. As a result, they don’t lose money and can put it into circulation, if possible.

Make the most of GiniMachine — follow correlations between analyzed parameters (age, marital status, location, job position, etc) and implement collection tools (messages, calls, personal meetings, etc) to develop an effective and fast collection strategy per each debtor.