Automated
Debt Collection
Software

GiniMachine AI-driven tool empowers you to create successful collection procedure strategies in a few clicks. No-code intuitive experience and AI/ML under the hood make the platform a perfect solution for automated debt collection management.
Collection Scoring
Zero coding or AI
expertise required
Works with incomplete
and raw data
Provides readymade
predictions in 3-5 min
Clarifies decision
rationale
Home

Harness AI-Driven Collection Scoring

Upload a CSV or XLS file with your debt collections’ historical
data and let GiniMachine identify patterns and factors that
affected the debt collection outcome to build a predictive model.

Next, provide the data for unsettled debts, and the algorithm will
pinpoint the assets more likely to be repaid.

Complete Debt
Management Software

GiniMachine is designed to improve debt processing for different
types of institutions.

Debt Collection
Agencies

Boost your No Cure, No Pay Success, improve your KPIs, slash your Days Sales Outstanding rate, and maximize returns. GiniMachine’s automated insights deliver tailored, high-impact debt collection strategies.

Collection Scoring
Collection Scoring

Debt Buyers

Maximize your debt portfolio returns with GiniMachine. Quickly evaluate the entire portfolio’s repayment potential. Identify low-risk assets and smartly acquire those promising the highest ROI. Boost profits while minimizing default risk – intelligent debt buying made easy and efficient.

Lending Businesses

Automate your debt collection processes to enhance asset liquidity and minimize NPLs. Leverage the power of precise AI-generated debt collection strategies. Gain valuable insights to improve your operations and optimize the performance of your loan portfolio. Scale these insights to enhance portfolio segmentation and optimize debt collection efforts for greater efficiency.

Collection Scoring
Eliminate manual work and boost efficiency. Start a free trial to empower
collection scoring with AI-based software.
Start free trial

Benefit from AI Debt Collection
Scoring Software

Use GiniMachine for accurate collection scoring tailored to your
business needs and rules.

Collection Scoring
Reduce DSO rate

Slash collection periods and costs with automated debt collection tech. Maximize recoveries, minimize staff expenses. Lower your Days Sales Outstanding and amplify your profits.

Collection Scoring
Get customized forecasts

GiniMachine generates tailored predictive models for each case you handle. Offering bespoke predictions per debtor, portfolio, or region, it empowers limitless forecasting in your debt collection efforts.

Collection Scoring
Improve collection strategy

Tailor collection strategies with GiniMachine. Acknowledging human factors, it suggests apt approaches for both willing payers and those struggling or refusing to repay.

Collection Scoring
Interpret scoring outcomes

After each prediction, GiniMachine delivers a detailed report highlighting each factor’s influence. Enhancing transparency and explainability, it displays assigned values to each parameter, aiding in regulatory compliance.

Collection Scoring
Audit your credit department

Identify and leverage growth areas in your credit and collections. Optimize portfolio performance, strategize segmentation, and amplify collection efforts. Harness data-driven insights for growth and process improvement.

Collection Scoring
Monitor models performance

Keep abreast of updates impacting your debt collection, from laws to pandemics. GiniMachine instantly assesses model accuracy, offering reliable, current insights for robust forecasting.

Fast and Free Credit Department Audit

Check your credit department on biases and human errors using a comprehensive guide from GiniMachine. You will receive it right away.

Use Automated
Debt Collection
Software to

See how GiniMachine can resolve debt collection
difficulties and improve your overall performancewith
the power of artificial intelligence.

  1. Speed up debt collection workflow
  2. Improve the performance of the debt collection department
  3. Enhance debt collection strategy
  4. Automate debt portfolio analysis
  5. Efficiently segment your debt portfolio
GiniMachine is a must-have for any non-financial businesses that are making their first steps in financial services. It works with behavior-based data and helps to work with AI/ML in a friendly interface and take data-centric decisions in seconds.
Collection Scoring
Oyunchimeg Shagjjamba,
Chief Business Officer at InvesCore NBFI JSC
Generally speaking on both sides, it’s roughly 20 minutes of time saved per application, which is huge as the average time of completion in the past used to be well over 30 minutes of back and forth with Back Office users and other members of the team.
Collection Scoring
Gabriel Guillemette,
Head of Product Development at Personalized Loans
We’re one of the first to implement a SaaS version of the GiniMachine, and it has truly revolutionized the way we work! With GiniMachine, we can automate the scoring process and provide inclusive SME assessment to increase their credit rating with our application CfoRobot.
Collection Scoring
Davide Spitale,
Founder at Kit Lean Technologies SRL

Case Studies

Innovate your business with the right technology under the hood.
Follow the success stories of our clients on meeting routine collection
scoring challenges with GiniMachine.

Automate
Debt Collection Now

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