Application
Scoring
You are here because your business goals most likely include automated application scoring, fast loan
origination, accurate credit scoring, risk management, or an improved lending portfolio. And that’s exactly
what GiniMachine’s capabilities are.
Automate Application Scoring with AI
GiniMachine is a web-based platform using AI and ML to assist in smart and powerful application scoring. No-code development of prediction models will help you reinvent customer onboarding, automate decisions, and gain more profit at the considerable risk level, which is defined by you.
Application Scoring Platform
GiniMachine application scoring software refines your expertise: takes your historical data, builds, validates,
and deploys scoring models in seconds, maybe minutes, depending on the dataset.
No-code AI
No special training and no large teams are required to build dozens of application scoring models and implement them.
Proven lending KPIs growth
Including a higher acceptance rate, better loan portfolio performance, and several folds reduced NPLs.
Any type of data
GiniMachine can use raw or processed data, consider missing fields and build models in a few seconds or minutes.
Better customer experience
Application scoring automated with AI and ML means fewer process bottlenecks and fast and frictionless customer onboarding.
Customized scoring
Supervised learning algorithms process and prioritize certain data types to create scoring models tailored to your business.
Multi-purpose use
The decision-making system can also be used for churn rate analysis, collection scoring, and marketing purposes.
“ GiniMachine is a must-have for any non-financial businesses that are making their first steps in
financial
services. It works with behavior-based data and helps to work with AI/ML in a friendly interface and
take
data-centric decisions in seconds. ”
Oyunchimeg Shagjjamba,
Chief Business Officer at InvesCore NBFI JSC
Chief Business Officer at InvesCore NBFI JSC
“ Generally speaking on both sides, it’s roughly 20 minutes of time saved per application, which is huge
as
the average time of completion in the past used to be well over 30 minutes of back and forth with Back
Office users and other members of the team. ”
Gabriel Guillemette,
Head of Product Development at Personalized Loans
Head of Product Development at Personalized Loans
“ We’re one of the first to implement a SaaS version of the GiniMachine, and it has truly revolutionized
the
way we work! With GiniMachine, we can automate the scoring process and provide inclusive SME assessment
to
increase their credit rating with our application CfoRobot. ”
Davide Spitale,
Founder at Kit Lean Technologies SRL
Founder at Kit Lean Technologies SRL
Case Studies
It is always useful to back up the description with examples. Read the success stories of our customers to see the potential of GiniMachine in improving the company’s workflow, controlling risks, and maximizing profit.
Get Started Now
with GiniMachine
See how GiniMachine builds models and unveil the application scoring opportunities in full. Get a free trial to try no-code AI in action.