Credit Risk Management
With GiniMachine you can build business-specific credit risk models without
coding. Our credit risk management solution saves weeks of manual work and requires no special
training and no extra skills.
Acceptable level of credit risk exposure
Increased financial stability
More predictable income
Decisions empowered by technology
No-Code AI Risk Management Software
SaaS platform powered by AI and ML is aimed at making risk management in lending effective and hassle-free. GiniMachine builds, validates, and deploys credit risk models using your company’s historical data. It takes seconds or minutes to reveal hidden dependencies, compare and make informed business decisions.
Risk Management Software
for Banks and Finance
Using an automated credit risk management solution for credit scoring, lenders can grant loans at low risk
and reduce non-performing loans. The software fits online lending, commercial and POS lending, auto finance,
credit card lending, and more.
Collection Scoring
Banks and financial institutions may lack risk management software that helps prioritize debtors with a higher payback probability. Empowered by AI, GiniMachine deals with scoring. It makes reliable predictions and analyzes collection tools to select the most effective ones for each case.
Application Scoring
Automated application scoring in banks and fintechs saves time, increases returns, and makes it possible to process thousands of applications within minutes. Suitable for big data analysis and any business domain.
Credit Scoring
Using an automated credit risk management solution for credit scoring, lenders can grant loans at low risk and reduce non-performing loans. The software fits online lending, commercial and POS lending, auto finance, credit card lending, and more.
Spend a coffee break revealing new business opportunities powered by GiniMachine. Start a free trial to explore the platform in action.
Competitive Edge of GiniMachine
Powerful ready-to-use web-based app with a machine learning core. We fortified the custom implementation of the tree ensemble method with handpicked heuristics and proprietary know-how. With no engineering skills, you send data to preliminary processing and analysis, and then receive a user-friendly display of results.
- Works with any kind of data, both structured and unstructured. It builds, validates, and deploys models in 2-10 minutes.
- Provides proven economic efficiency — fewer NPLs, higher acceptance rate, better performance of a loan portfolio.
- Requires no special training, helps to save time, and to reduce labor costs. Start using GiniMachine right away.
“ GiniMachine is a must-have for any non-financial businesses that are making their first steps in
financial
services. It works with behavior-based data and helps to work with AI/ML in a friendly interface and
take
data-centric decisions in seconds. ”
Oyunchimeg Shagjjamba,
Chief Business Officer at InvesCore NBFI JSC
Chief Business Officer at InvesCore NBFI JSC
“ Generally speaking on both sides, it’s roughly 20 minutes of time saved per application, which is huge
as
the average time of completion in the past used to be well over 30 minutes of back and forth with Back
Office users and other members of the team. ”
Gabriel Guillemette,
Head of Product Development at Personalized Loans
Head of Product Development at Personalized Loans
“ We’re one of the first to implement a SaaS version of the GiniMachine, and it has truly revolutionized
the
way we work! With GiniMachine, we can automate the scoring process and provide inclusive SME assessment
to
increase their credit rating with our application CfoRobot. ”
Davide Spitale,
Founder at Kit Lean Technologies SRL
Founder at Kit Lean Technologies SRL
Case Studies
Start Using
GiniMachine Today
Meet the GiniMachine team, check out how it works, and discover the advantages for your business. Enter your contacts — and we will reach out to schedule a quick product tour.