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Predictive
Analytics
in Banking

Empower your financial decisions with the AI-driven GiniMachine platform. Seamlessly build unique scoring models for both credit and collections, ensuring swift and informed decisions.
Banking
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AI-based Predictive Analytics for Banking Services

GiniMachine is a new way of making accurate predictions in
the banking industry. The platform learns from your previous
experience. Upload your past data to develop models and make
smart business decisions in minutes, not days.

Banking Intelligence
Elevated by AI

Step into the future of banking where data-driven decisions are
swift, precise, and transformative
Banking

Credit Scoring

GiniMachine enhances the quality of your credit portfolio and minimized NPL. With our AI-driven platform, application assessments are expedited, eliminating tedious manual tasks and routine processes. Moreover, GiniMachine provides insights into profit forecasts and precise probabilities of default, empowering you to make informed lending decisions.

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Collection Scoring

The tool streamlines collection scoring by adeptly assessing the likelihood of debt repayment, enabling you to devise effective collection strategies. Our platform offers advanced risk simulations, guiding you in shaping a robust debt collection portfolio strategy. With GiniMachine at the helm, manual interventions are significantly reduced, ensuring a more efficient and strategic approach to debt recovery.

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Banking
Experience the next generation of banking analytics firsthand. Are you
ready to redefine your decision-making process?
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Advanced Algorithms for
Banking Analytics

Delve into a world where machine learning converges
with banking expertise.
Banking

GiniMachine
3.0 Model

GiniMachine delivers a precision-driven predictive model specifically crafted for the banking sector’s intricate datasets. Its automation capabilities are primed for scalability, guaranteeing steadfast performance amidst extensive banking data flows. More than just forecasting, it highlights pivotal financial indicators, allowing for a profound grasp of banking data trends.

Logistic
Regression

The tool unveils a model finely attuned to the complexities of banking data. It swiftly calculates the probability of default, illuminating the core financial dynamics. The model underscores key financial indicators, offering bankers a detailed perspective on pivotal drivers. In line with banking regulations, its ‘white box’ approach guarantees utmost transparency and reliability.

Banking

Fast and Free Credit Department Audit

Check your credit department on biases and human errors using a comprehensive guide from GiniMachine. You will receive it right away.

Where Banking
Meets Analytical
Brilliance

See how GiniMachine can facilitate overcoming
alternative lending pitfalls and improve your business
performance with the power of artificial intelligence.
  • Reliable on-site software deployment
  • Full transparency with an open white-box approach
  • In-depth analytics for strategic insights
  • Continuous real-time performance monitoring
  • Smooth and effortless integration with APIs

Credit and Collection
Scoring with AI

Discover how GiniMachine can streamline your workflow. Try the platform for free
to enrich both your credit scoring and collection processes
Banking
Develop unique models
Build business-oriented models by using cases from your historical data. Analyzing your previous credit-granting cases, GiniMachine will drive models that perfectly fit your business and your risk assessment rules.
Banking
Use alternative data
Analyze parameters that traditional systems ignore or miss out to reach thin-file borrowers. Forget about limits and build hundreds of scoring models setting up unique parameters, such as age, occupation, location, etc.
Banking
Minimize bad loans
Identify potential high-risk borrowers and mitigate undesirable risks. Adjust your cut-off value to prioritize applications with promising profiles. With GiniMachine, optimize your decision-making and time management.
Banking
Get thorough reports
Receive a detailed validation report every time a model is built. Our credit scoring solution allows tracking the discriminate power of models and getting valuable statistics, such as calculated Gini Index, K-S score, and others.
Banking
Get some rest
Experience significant savings in time and resources for routine credit tasks. GiniMachine seamlessly integrates with your existing processes and is agile enough to adapt to changes in your business landscape, product offerings, or target demographics.
Banking
Relish ease-of-use
Do not retrain your staff to integrate GiniMachine into your processes. Our credit scoring software doesn’t require experience in ML, coding, and statistics. Sign up, build models, score applications, and provide loans.
“ GiniMachine is a must-have for any non-financial businesses that are making their first steps in financial services. It works with behavior-based data and helps to work with AI/ML in a friendly interface and take data-centric decisions in seconds. ”
Banking
Oyunchimeg Shagjjamba,
Chief Business Officer at InvesCore NBFI JSC
“ Generally speaking on both sides, it’s roughly 20 minutes of time saved per application, which is huge as the average time of completion in the past used to be well over 30 minutes of back and forth with Back Office users and other members of the team. ”
Banking
Gabriel Guillemette,
Head of Product Development at Personalized Loans
“ We’re one of the first to implement a SaaS version of the GiniMachine, and it has truly revolutionized the way we work! With GiniMachine, we can automate the scoring process and provide inclusive SME assessment to increase their credit rating with our application CfoRobot. ”
Banking
Davide Spitale,
Founder at Kit Lean Technologies SRL

Case Studies

Level up your forecasting processes using GiniMachine software. Explore the success stories of our clients and let us start yours.
Lead Scoring Case Study Fanaka Banking case study of the asian debt collection company
More case studies

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